Welcome to Saab Finance
Life is full of decisions. Choosing to drive a Saab may have been a relatively easy decision, and choosing how to finance your new car is one of the most important. Saab Finance offers a range of competitive finance products to suit every driver and their needs.
We'll provide the information you need to make your decision, from finding out more about the products we offer and choosing the right one for you, to obtaining an online quote and saving it for future reference - you'll find everything you need right here.
And if you need a bit more help finding the right product for your needs, you can make use of the Help me choose facility. Through a series of simple questions, this easy to use tool will help you find exactly the right product for you.
Finance Range
Our comprehensive range of flexible finance products are designed to offer Saab customers a simple, affordable way to drive the Saab of their choice. Whatever your requirements or budget, you can be sure that you'll find a plan to suit your needs exactly.
There are a number of ways to finance your new or used Saab, depending on what you wish the final outcome to be.
You can choose a plan that gives you outright ownership from the outset or at the end of the term, one that lets you trade your vehicle in for a newer model, one that lets you hand it back with nothing to pay or one that lets you drive a new Saab for an agreed period without owning it, taking responsibility for its depreciation or service and maintenance costs.
And you can even choose the amount you need to finance, so you can cover the cost of vehicle accessories, insurance, road tax, extended warranty and more.
The most important thing to remember is that whatever your needs, we have a plan to suit them. And you won't have to decide on your own. We're there to help you every step of the way, from information on products, to fast, accurate, online quotations.
Business Users
We recognise the demands of the business user and we appreciate that different organisations demand different solutions. And this is why, if you're a business customer, you'll find a range of plans to suit your every demand as well as offering valuable financial and managerial benefits.
The Saab range of finance solutions offers businesses of all kinds the flexibility and features they require.
And whether you choose the simplicity of Saab Hire Purchase or the tailored leasing and back-up of the Saab Dealer Network associated with Saab Contract Hire, you'll be assured of the highest level of service throughout your contract and the knowledge that each plan is backed by a range of protection plans, giving you peace of mind should your circumstances change.
If on the other hand your business has its own finance and wants to simply purchase a new Saab at a very competitive preferential price, then Outright Purchase should be considered.
Hire Purchase
Saab Hire Purchase is the simplest finance plan we offer. Once you've decided on the vehicle for you, you choose the level of deposit you wish to pay and the repayment period. You pay a regular monthly payment, which is based on the amount of finance needed plus the interest, until the end of the agreed period when the vehicle ownership is passed to you.
The Hire Purchase plan offers you the flexibility to choose the length of your agreement, but the added stability of knowing that because the repayments and interest rates are fixed, your monthly payment won't change. Plus, you choose the level of initial deposit, starting at just 20% of the purchase value, leaving you spare cash to do as you please.
Saab Carefree
Saab Carefree offers drivers a flexible plan, enabling them to drive a new Saab every few years. A form of Hire Purchase contract, Saab Carefree defers a proportion of the financed amount - the Guaranteed Future Minimum Value (GMFV), until the end of the agreement, therefore lowering monthly payments.
You choose the length of the agreement and the amount of your likely annual mileage and this, along with your choice of deposit amount, from as low as 20%, determines your monthly payment, which is fixed, allowing you to budget more effectively.
At the end of the agreed term, you'll have three options: part exchange your Saab for a brand new model, pay the deferred cost and a small admin fee and keep the car, or pay the small admin fee, return the car and walk away with nothing else to pay.
Saab Carefree gives you the freedom to choose the right option for you and takes away some of the risks associated with depreciation as your Minimum Future Value is guaranteed.
Saab Payment Protection Plan
The Saab Payment Protection Plan gives the added peace of mind that should something unforeseen happen; you'll retain your car when you need it most. The Payment Protection Plan (PPP) will cover your finance plan repayments in the event of you being unable to. Should your circumstances change and you are unable to cover your payments due to redundancy, sickness, disability, financial insolvency or loss of life, the Payment Protection Plan will meet these payments for you.
We offer a choice of three plans, each one offering complete protection in the event of a range of unforeseen changes in your circumstances:
Life cover - in the event of the death of the policyholder, the plan will settle the agreement, paying all outstanding money owed, including any final payment.
Standard cover - this plan offers the same cover as the Life plan, with the addition of help with monthly payments in the event of sickness, disease or injury, even if you are in receipt of sick pay.
Complete cover - this plan offers all the benefits of the Standard plan plus help with your monthly payments in the event of redundancy (not voluntary), self-employed insolvency (not voluntary) or bankruptcy.
Terms and conditions apply.
Saab Asset Protection
Once you've chosen and taken delivery of your Saab, you'll want to keep hold of it. If the worst happens and your new car is stolen or written off, you may find that even with fully comprehensive cover, your insurance company won't always pay out all that you need, meaning you'll have to cover the difference out of your own pocket.
Saab Asset Protection will make up the difference for you. And that's not all.
With Saab Asset protection, you can guarantee that if your car is written off or stolen, any outstanding finance will be settled. There are three levels to choose from, each offering a range of additional benefits:
Level 1 - Finance Repayment
Meets the difference between the amount paid out by your insurance company and the amount needed to clear your finance agreement in full.
Level 2 - Purchase Price Refund
Meets the difference between your insurance settlement and the price you originally paid for your vehicle. Saab Asset protection will settle the existing finance on your vehicle and refund the difference, allowing you to use it as a deposit on a replacement.
Level 3 - Equivalent Vehicle Purchase Price Refund
Pays the difference between your insurance company settlement and the cost of a replacement vehicle of the same specification, age and condition as your vehicle, even if the price of an equivalent vehicle has increased. This is in addition to settling outstanding finance on your current vehicle agreement, enabling you to put the difference towards your replacement vehicle.
Terms and Conditions
Terms and Conditions for Carefree, Complete and Hire Purchase
Saab Finance is a trading style of General Motors Acceptance Corporation (UK) plc (Company No.275607) Saab Finance, 19 Chapel Street, Luton, Bedfordshire, LU1 2SY. Telephone 0845 9200 200. Finance subject to status, conditions and availability, to residents of the UK, and to over 18s only. A guarantee may be required. Written quotations available on request.
A £10 option to purchase fee and a £80 credit arrangement fee are payable with the first monthly installment and a final credit arrangement fee of £60 payable with the final regular installment and are included in the charges for credit.
Terms and Conditions for Contract Hire
Saab Contract Hire is a trading name of General Interleasing (UK) Ltd. Registered office: Griffin House, Osborne Road, Luton, Bedfordshire, LU1 3YT.
Finance subject to status, conditions and availability, to residents of the UK, and to over 18s only. A guarantee may be required. Written quotations available on request.
For more information about GMAC go to www.GMACFS.co.uk.
Terms and Conditions for Outright Purchase
Purchase offer consists of a discount from the total price shown on the purchase invoice of an eligible new Saab model.
Offer applies to eligible new vehicles registered or ordered between 01/12/06 and 31/03/07 inclusive, registered when the vehicle is available or delivered before 30/06/07. Offer is for VAT registered small business customers (1-24 fleets) for purchased units only and excludes private customers, all leased vehicles, as well as fleet users with fleets of over 25 vehicles or company-operated personal lease schemes. All other sales categories are excluded.
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